Programme

Full curriculum overview

Every topic, every module, laid out clearly. Use this page to identify exactly which modules address the knowledge gaps you've identified in your own business.

Organised curriculum overview materials spread on a bright workspace table

Programme Design

Built for how new entrepreneurs actually learn

Most business education assumes you have time, a background in finance, and a willingness to sit through material that doesn't apply to you. We assume none of those things.

Each module is designed to be completed independently. The topics within each module build on each other logically, but you don't need Module 1 to understand Module 4. Pick the area where you feel least confident and start there.

All content is grounded in Croatian business practice. The forms, the terminology, the deadlines, and the institutions are the ones you actually deal with.

Business Finance Fundamentals

An introduction to the financial concepts that underpin every business decision. No prior knowledge assumed. Content is grounded in the Croatian obrt and j.d.o.o. context throughout.

What is revenue vs. income Understanding expenses and deductions Gross vs. net explained Paušalni porez overview Reading a basic P&L summary Profit is not the same as cash

Cash Flow Awareness

Understanding the difference between profitability and liquidity is one of the most practically useful things a small business owner can learn. This module makes it concrete.

Cash flow vs. profit difference Building a monthly cash view Identifying payment timing risks Seasonal planning basics When to worry about cash position

Reading Financial Statements

Demystifying the documents your accountant produces. By the end of this module you will be able to read a balance sheet and income statement without needing someone to explain it to you.

Balance sheet structure Assets and liabilities explained Income statement walkthrough What equity means for your business Spotting unusual changes Questions to ask your accountant

Administrative Organisation

A practical system for managing the paperwork that Croatian business ownership generates. Covers both digital and physical document management with attention to legal requirements.

Croatian document retention rules Invoice filing and numbering Receipt management systems Contract and agreement storage Monthly admin routine template Digital backup practices

Communicating with Your Accountant

The most practical module in the programme. Covers the monthly cycle of documents, the terminology your accountant uses, and how to have productive conversations about your business finances.

Monthly document checklist PDV return basics JOPPD form explained Annual tax return overview Porezna uprava communication Glossary of accountant terms How to ask better questions

Have questions about the curriculum?

If you're not sure which modules are right for your situation, get in touch. We'll help you identify where to start based on what your business actually needs.