Five modules. Take what you need.

Each module addresses a distinct knowledge area that new Croatian entrepreneurs encounter in their first year. Standalone by design.

Entrepreneur learning business finance fundamentals in a workshop setting
Module 01

Business Finance Fundamentals

Revenue, expenses, profit, and loss explained through examples directly from Croatian obrt and j.d.o.o. practice. You learn to distinguish between gross and net figures, understand what paušalni porez means, and read a basic income summary without needing an accountant to translate it for you.

Difference between revenue and profit
Fixed vs. variable business costs
Paušalni vs. actual expense taxation
Reading a simple monthly summary
Business owner planning cash flow with spreadsheet and calendar on desk
Module 02

Cash Flow Awareness

Many new business owners are surprised to find their business is profitable on paper but struggling in practice. This module explains why. You build a simple monthly cash flow view and learn to identify the periods when outgoing payments cluster, so you can plan accordingly.

Why profit and cash balance differ
Building a simple monthly cash view
Planning for tax payment months
Person reviewing financial statements and reports with a focused expression
Module 03

Reading Financial Statements

Your accountant sends you documents. Do you read them? This module walks through the structure of a balance sheet and income statement using real Croatian small business examples. You learn what each section means and what questions to ask when something doesn't look right.

Structure of a Croatian balance sheet
Income statement line by line
Questions to ask your accountant
Organised filing system with labelled folders and documents on a clean desk
Module 04

Administrative Organisation

Receipts in a shoebox, invoices in email, contracts somewhere on a hard drive. This module helps you build a simple, sustainable system for all the paperwork a Croatian business generates. Digital and physical approaches covered, with attention to Croatian legal document retention requirements.

Document categories and retention periods
Simple digital filing structure
Monthly admin routine that takes minutes
What to send your accountant and when
5

Communicating with Your Accountant

The relationship between a new entrepreneur and their accountant is often awkward. You don't understand the questions they ask. They don't have time to explain everything from scratch. This module bridges that gap. You learn the terminology, the monthly cycle, the deadlines, and how to ask the questions you've been afraid to ask. The result is a working relationship that actually functions well for both sides.

Monthly document cycle PDV reporting basics JOPPD forms explained Annual tax return overview What questions to ask

See the full programme detail

The curriculum page shows exactly what each session covers, topic by topic. Or get in touch directly if you have questions about which modules suit your situation.